Buying Service

The formula used to calculate your SFPP pension includes pensionable service. The more pensionable service you have, the sooner you may be able to begin collecting your pension and the higher it may be.

You earn service while contributing to the Plan, but you can also buy eligible service. Any gaps in your pensionable service, such as an unpaid leave or prior service you have with your employer or another Registered Pension Plan (RPP), may be eligible for purchase. It's important to note that the longer you wait to purchase the service, the more it will cost.

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